Bank Holidays in India: What You Need to Know (June 29 – July 5, 2026)

What’s Happening Next Week?

If you’re planning a trip to the bank next week, here’s the good news: banks in India will only be closed for one day between June 29 and July 5, 2026. That means you have plenty of time to get your banking done!

The only day banks will be shut during this period is July 5, which is a Sunday.

How Many Bank Holidays Are There in June and July?

The Reserve Bank of India (RBI) — which is like the boss of all banks in the country — has released its holiday calendar for the coming months:

• June 2026: 11 total holidays
• July 2026: 12 total holidays

These include:

• National holidays (celebrated across the whole country)
• Regional holidays (specific to certain states or cities)
• Religious festivals
• All Sundays
• Second and fourth Saturdays of every month

Important Point: Not every holiday applies to every bank branch. Some holidays are only for specific states or regions. However, gazetted national holidays mean banks across the entire country will be closed.

Bank Holidays Next Week (June 29 – July 5)

Here’s the simple breakdown:

• July 5 (Sunday): Banks closed nationwide

That’s it! Just one day. All other days next week, banks will remain open as usual.

Full List of Bank Holidays in July 2026

The RBI marks holidays under two categories:

1. Negotiable Instruments Act — related to cheques and financial instruments
2. Banks’ Closing of Accounts — related to bank accounting periods

Here are the July 2026 holidays:

Saturdays and Sundays: Always Off for Banks

Here’s a rule that many people don’t know about:

Under RBI guidelines, all banks (both big and small) must remain closed on:

• Every Sunday of the month
• Second Saturday of the month
• Fourth Saturday of the month

This means:

• 4 Sundays in July: July 5, 12, 19, and 26
• 2 Saturdays in July: July 11 (second Saturday) and July 25 (fourth Saturday)

On these days, you cannot walk into a bank branch for any in-person services.

Don’t Worry — Online Banking Never Sleeps!

Here’s the best part: even when bank branches are closed, your money is still accessible!

Online banking services remain fully operational during all holidays. You can:

• Make payments using UPI or your bank’s mobile app
• Send and receive money from anyone, anytime
• Request NEFT/RTGS fund transfers
• Submit demand draft and chequebook request forms
• Apply for credit cards, debit cards, and ATM cards
• Handle account maintenance, set up standing instructions, and even apply for a locker

Important Point: These online services work 24 hours a day, 7 days a week — whether the bank is open or closed. The only exception is during scheduled maintenance, when your bank will usually notify you in advance.

What Should You Do?

1. Check the holiday list before visiting your bank branch
2. Call your local branch to confirm if a specific holiday applies to your area
3. Use online banking for most tasks — it’s faster and available all the time
4. Plan ahead if you need in-person services like locker access or document submission

Summary

• Banks will be closed for only one day (July 5, Sunday) between June 29 and July 5, 2026
• The RBI has listed 11 holidays in June and 12 holidays in July, including weekends
• Some holidays are state-specific, while national holidays apply everywhere
• Banks are always closed on all Sundays, second Saturdays, and fourth Saturdays
• Online banking, UPI, and mobile apps work round the clock, even on holidays
• Always check with your local branch for exact holiday applicability

Frequently Asked Questions (FAQ)

Q1: Will banks be open on July 4, 2026 (Monday)?
Yes! Banks will remain open on Monday, July 4. The only closure next week is on Sunday, July 5.

Q2: Are all bank holidays the same across India?
No. Some holidays are national (apply everywhere), while others are regional (only in specific states or cities). Always check with your local branch.

Q3: Can I still use UPI and mobile banking on bank holidays?
Absolutely! UPI, mobile banking, and other digital services work 24/7, even when physical bank branches are closed.

Q4: Why are banks closed on the second and fourth Saturdays?
The RBI has made it mandatory for all scheduled and non-scheduled banks to remain closed on the second and fourth Saturdays of every month, in addition to all Sundays.

Q5: How can I find out if my local bank branch is closed on a specific holiday?
The best way is to call your local branch directly or check your bank’s official website or app for the most accurate and up-to-date holiday information.